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Terms of Service
Please read these terms carefully before using this website. By accessing ias19.com, you agree to be bound by the following terms and conditions.
Acceptance of Terms
By accessing and using this website (ias19.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, you should not use this website. Lux Actuaries & Consultants reserves the right to modify these terms at any time without prior notice. Your continued use of the website following any changes constitutes your acceptance of the revised terms.
Informational Purposes Only
The content provided on this website is for general informational purposes only and does not constitute professional actuarial, financial, legal, or tax advice. While we strive to keep the information accurate and up to date, Lux Actuaries & Consultants makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website. Any reliance you place on such information is strictly at your own risk.
No Professional Relationship
Use of this website does not create a client–actuary or professional advisory relationship between you and Lux Actuaries & Consultants. Formal engagement for actuarial services is only established through a signed engagement letter or service agreement. For specific advice relating to your circumstances, please contact us directly to discuss a formal engagement.
Limitation of Liability
In no event shall Lux Actuaries & Consultants, its directors, employees, or agents be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your use of this website, whether based on warranty, contract, tort, or any other legal theory, even if advised of the possibility of such damages. This includes, without limitation, any loss of data, revenue, profits, or business opportunities.
Intellectual Property
All content on this website — including text, graphics, logos, images, data compilations, software, and design — is the property of Lux Actuaries & Consultants or its content suppliers and is protected by international intellectual property laws. You may not reproduce, distribute, modify, or republish any material from this website without our prior written consent.
Third-Party Links
This website may contain links to external websites that are not operated or controlled by Lux Actuaries & Consultants. We have no control over the content, privacy policies, or practices of third-party websites and accept no responsibility or liability for them. The inclusion of any link does not imply endorsement or recommendation.
Use of the Quote Request Form
When you submit information through our quote request form, you agree that the information provided is accurate and complete. We will use this information solely for the purpose of responding to your enquiry and providing a quotation for actuarial services. Submission of a quote request does not obligate either party to enter into a service agreement.
Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the Dubai International Financial Centre (DIFC). Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of the DIFC.
Contact
If you have any questions about these Terms of Service, please contact us at info@luxactuaries.com.
Last updated: April 2026